1. 21.CardIssuing(V2)
EasyEuro OpenAPI
  • Get started
  • Release Note
  • 01.Authentication
    • new token
      POST
  • 02.Webhook
    • Webhook Get Started
    • register a new webhook
      POST
    • delete webhook by id
      DELETE
    • query webhook by id
      GET
    • query registered webhook
      GET
    • callback notification demo
      GET
    • Mock Webhook Callback Event
      POST
  • 03.DocumentFile
    • create document file
      POST
    • upload document file
      POST
    • create and upload document file
      POST
    • page query document file
      GET
  • 04.OperationTicket
    • OperationTicket Get Started
    • new OperationTicket
    • reopen OperationTicket
    • get OperationTicket by id
    • page query OperationTicket
    • review OperationTicket
  • 10.Wallet
    • Wallet Get Started
    • create wallet
    • get wallet by id
    • page query wallets
    • modify wallet info
    • upload KYC file
    • submit for KYC
    • submit KYC doc files
    • submit onboarding-question-answer
    • submit onboard-question-answer
    • cancel wallet kyc
    • close wallet
    • sync sumsub shareToken
    • open IDV session
    • get IDV session detail
    • pass wallet KYC
    • reject wallet KYC
    • sync wallet balance
  • 11.BankAccount
    • BankAccount Get Started
    • create account
    • query wallet accounts
    • query account details by id
    • query funding account numbers
    • query account balance
    • query the account entry
    • query the account balance block entry
    • close account
    • Get Funding Account PDF Certificate
  • 12.FundsIn
    • FundsIn Get Started
    • get funds in order
    • page query funds in orders
    • refund funds in order
    • accept funds in order
    • approve funds in order
    • Mock Funds In
    • get funds in refund receipt
  • 13.SecureTransfer
    • SecureTransfer Get Started
    • new SecureTransfer
    • undo SecureTransfer
    • query SecureTransfer by id
    • page query SecureTransfer
    • submit file of reference orders
  • 14.TransferRecipient
    • Recipient Get Started
    • Create a SEPA recipient
    • Create a Crypto recipient
    • Create a FPS recipient
    • Create a SWIFT recipient
    • Create a CHATS recipient
    • Create a DKK local recipient
    • Create a ACH recipient
    • Upload recipient account proof
    • Query a recipient
    • Page query wallet recipients
    • Verify SEPA Account
    • Verify SEPA Recipient
  • 15.Transfer(PayOut)
    • Transfer Get Started
    • Transfer EDD Flow
    • new transfer order
    • query transfer order by id
    • page query transfer orders
    • query transfer by requestId
    • get transfer receipt
    • cancel transfer order
    • approve transfer order
  • 16.FundsSettlement
    • synchronize user business order
    • query custody balance
  • 17.Recall
    • Recall Get Started
    • get funds in recall
    • page query funds in recall
    • accept funds in recall
    • reject funds in recall
    • mock funds in recall
  • 20.Card-Issuing
    • Card-Issuing get started
    • Query Wallet Cardholder
    • Update Wallet Cardholder
    • Apply Virtual Card
    • Apply Physical Card
    • Activate Card
    • Lock Card
    • Unlock Card
    • Close Card
    • Query Card Txn Switch
    • Update Card Txn Switch
    • Update Card Cardholder
    • Page Query Card
    • Query Card
    • Query Card Secure Info
    • Query Card PIN
    • Increase Card Available Balance
    • Decrease Card Available Balance
    • Query Card Available Balance
    • Page Query Card Balance Operation Record
    • Approve Card 3DS Auth
    • Reject Card 3DS Auth
    • Query Card 3DS Auth
    • Query Card Transaction
    • Page Query Card Transaction
    • Query Card Transaction Action
    • Page Query Card Transaction Action
    • Mock Card Transaction
    • Mock Card Transaction 3DS Auth
    • Mock Card Transaction Operation
    • Card Transaction Authorization Relay
    • Request Card App Access Token
    • Get Card APP Application ID
  • 21.CardIssuing(V2)
    • Card Issuing Get Started
    • List Card Issuing Configuration
      GET
    • Create Cardholder
      POST
    • Query Cardholder
      GET
    • Update Cardholder
      PUT
    • Apply Card
      POST
    • Query Card
      GET
    • Page Card
      GET
    • Active Card
      POST
    • Update Card Status
      PUT
    • Query Card Sensitive
      GET
    • Update Card PIN
      PUT
    • Query Card PIN
      GET
  • 22.CardTransaction
    • Card Transaction Get Started
    • Query Card Transaction Message
    • Page Card Transaction Message
    • Card Transaction Authorization Relay
    • Mock Card Transaction Authorization Message
    • Mock Card Transaction Auth Additional
    • Mock Reverse Card Transaction Authorization Message
    • Mock Card Transaction Financial
    • Mock Card Transaction Financial Message
    • Mock Reverse Card Transaction Financial Message
  • 30.CardPayment
    • CardPayment Get Started
    • Payment
      • New Payment
      • New Direct Payment
      • Refund
      • Get Transaction By Id
      • Query Transactions
    • TopUp
      • Create a Top-up Transaction
      • Refund
      • Get Top-up Transaction by Id
      • Query Top-up Transactions
    • CardToken
      • Delete Bound Card Token
      • Get Card Token By Id
      • Query Card Tokens
    • FundsSettlement
      • Settlement Get Started
      • query settlement
      • query statements
      • download statement file
      • query unsettled amount
    • Notification
      • Card Transaction CallbackEvent
      • CardToken Bound Callback Event
    • dispute
      • Download Dispute File
  • 31.Forex
    • Forex Get Started
    • Get FX Rate
    • Get FX Quote
    • Create FX Order
    • Get FX Order
  • 32.Top-Up-Deleted
    • Top-Up Get Started
    • transaction
      • Create Top-up Order
      • Refund Top-up Order
      • Get Top-up Order
      • Get Top-up Action
      • Query Top-up Orders
      • Query Top-up Actions
    • settlement
      • Query Statements
      • download statement file
      • query settlement
      • query unsettled amount
  • Schemas
    • Schemas
      • WechatReAcquireReq
      • WechatAcquireCustomRes
      • AcquireCustomReq
      • WebHookReq
      • WebHook
      • BusinessAddressReq
      • BusinessContactReq
      • BusinessControlPersonReq
      • BusinessDetailReq
      • BusinessHolder
      • BusinessVatNumberReq
      • CustomerAddress
      • CustomerIdentification
      • Holder
      • IndividualHolder
      • WalletCreateReq
      • CustomerVerification
      • NewWalletResp
      • WalletSubmitResp
      • UploadWalletKycFileResp
      • BankInfo
      • InterMediaBankInfo
      • SwiftRecipientReq
      • RecipientCreateResp
      • SepaRecipientReq
      • FpsRecipientReq
      • EasyEuroRecipientReq
      • AchRecipientReq
      • CardValidationReq
      • CardValidate
      • QuoteReq
      • FxOpenQuote
      • OrderRequest
      • RemitReceiver
      • RemitRequestOpen
      • PayInDto
      • PayOutDto
      • ReceiverDto
      • RemitOrder
      • TransactionDto
      • SOFDto
      • RemitCmd
      • RemitDispatchRequest
      • RemitOpenFundsInReq
      • RemitOpenFundsInDto
      • TransferReq
      • Receipient
      • SwiftRecipient
      • TransferOrder
      • SecureTransferAgreementDto
      • SecureTransferReq
      • SecureTransferDto
      • FundsInRefundReq
      • StatementRequest
      • RefundOrderRequest
      • CreateRefundOrderDto
      • RefundOrderDto
      • CreateOrderRequest
      • PayerAccount
      • OrderDto
      • CardDelivery
      • NewCardReq
      • NewCardResp
      • CardMgmtResp
      • CardTxn3dsAuthResp
      • CardTxn
      • AuthorizationVo
      • AcquireCustomRes
      • AccountCreateReq
      • Account
      • AcquireCustomsQueryReq
      • AcquireCustomsQueryRes
      • CustomsAcquireDto
      • CallBackEventMsg
      • WalletInfoResp
      • BeneficiaryAddressDto
      • BeneficiaryBankAccountDto
      • BeneficiaryIntermediaBankDto
      • RecipientInfoResp
      • RemitLimitDetailVO
      • RemitLimitVO
      • FeignPageRemitOrder
      • RemitSenderLimitDetailVO
      • RemitSenderLimitVO
      • FxRateOpen
      • BankInfoDto
      • RemitChannelDto
      • FeignPageTransferOrder
      • PageSecureTransferDto
      • PageableObject
      • Sort
      • FundsInOrder
      • FundsSender
      • FeignPageFundsInOrder
      • FeignPageCardTxn
      • FeignPageCardInfo
      • IbanMigrationDTO
      • FundingAccount
      • AccountEntry
      • FeignPageAccountEntry
      • PageAccountEntry
      • AccountBalance
      • WebHookIdResp
      • Agreement
      • SecureTransferResp
      • CancelOrderReq
      • FundsInMockResult
      • FundsInMockRequest
      • WebhookCallBackEventMockRequest
    • OperationTicket
      • OperationTicket
      • OperationRequest
      • OperationTicketEvent
      • ReviewOperationTicketReq
    • DocumentFile
      • DocumentFile
      • DocumentFileUploadInfo
      • DocumentFileUploadResponse
    • Wallet
      • WalletBasicInfo
      • PeopleDocuments
      • OnboardingQuestionAnswer
      • OnboardQuestionAnswer
      • WalletBalanceReq
      • SubmitKycFileReq
    • card-issuing
      • CarBalanceOperationRecordPage
      • CardBatchCreateResult
      • PhysicalCardApplyItem
      • BatchApplyPhysicalCardRequest
      • ApplyPhysicalCardRequest
      • ApplyVirtualCardRequest
      • CardTxn3dsAuthMockRequest
      • CardTxnMockRequest
      • CardHolderBillingAddressUpdateRequest
      • CardHolderBillingAddress
      • CardStatus
      • CardTxnInfo
      • CardTxnPage
      • CardAvailableBalance
      • CardId
      • CardPin
      • ApplyCardRequest
      • CardTxn3dsAuthResult
      • CardPage
      • CardAvailableBalanceOperation
      • CardTxn3dsAuthInfo
      • CardPinInfo
      • CardSecureInfo
      • CardInfo
      • CardUserWalletUpdateRequest
      • CardTxnOperationMockRequest
      • CardTransactionAuthRejectResaon
      • CardTxnAuthorizationRelayMessage
      • CardTxnAuthorizationRelayResponse
      • CardTxnInfo
      • CardTxnAction
      • CardTxnActionPage
      • CardholderPhoneNumber
      • CardholderAddress
      • WalletCardholder
      • WalletCardholderUpdateRequest
      • CardholderUpdateRequest
      • CardAppTokenRequest
      • CardAppToken
      • CardApplicationDeviceId
      • CardTxnSwitchUpdateRequest
      • CardTxnSwitchInfo
      • CardTxnSwitchItem
    • idv
      • WalletIdvSessionOpenRequest
      • WalletIdvSessionOpenResult
      • WalletIdvSession
    • FundsSettlement
      • BusinessOrderData
      • CustodyBalance
    • fx
      • FxQuoteReq
      • FxQuote
      • FxOrderReq
      • FxOrder
      • FxRate
    • Account
      • BalanceBlockEntry
      • AccountCustomerInfo
    • top-up
      • TopUpReq
      • PaymentSource
      • Address
      • ThreeDSReq
      • TopUpOrder
      • TopUpRefundReq
      • TopUpAction
      • TopUpStatement
      • TopUpSettlement
      • UnsettledAmount
      • CardAccountHolder
      • Phone
      • Customer
      • TopUpSender
      • TopUpRecipient
    • CardPayment
      • CardTransaction
      • CardTransactionType
      • CardTransactionStatus
      • CardTransactionCallbackEvent
      • CardToken
      • FundsSettlement
      • Consumer
      • CardAddress
      • Card
      • Statement
      • BillingAddress
      • ShippingAddress
      • UnsettledAmount
      • TopUpSender
      • TopUpRecipient
      • TopUpTransaction
    • Recall
      • HandleFudnsInRecallReq
      • FundsInRecall
      • PageFundsInRecall
    • 21.Card-Issuing
      • CardIssuingConfiguration
      • CardIssuingProgram
      • CardIssuingInventory
      • CardAccount
      • CardIssuingPolicy
      • CardholderCreationRequest
      • CardPhoneNumberUpdateRequest
      • Cardholder
      • CardPhoneNumber
      • CardAddress
      • CardholderUpdateRequest
      • CardApplicationRequest
      • CardAddressUpdateRequest
      • CardDeliveryUpdateRequest
      • Card
      • CardDelivery
      • CardPage
      • CardStatusUpdateRequest
      • CardSensitiveData
      • CardPinData
      • CardPinUpdateRequest
    • 22.Card-Transaction
      • CardTransactionMessage
      • CardTransactionAuthorizationRelayMessage
      • CardTransactionAuthorizationRelayResponse
      • CardTransactionMessagePage
      • CardTransactionMerchant
      • CardTransactionAuthorizationMessageMockRequest
      • CardTransactionAuthAdditionalMockRequest
      • CardTransactionAuthorizationReversalMockRequest
      • CardTransactionFinancialMessageMockRequest
      • CardTransactionFinancialReversalMockRequest
      • CardTransactionFinancialMockRequest
    • CardTokenCallbackEvent
    • CardAccountEntryPage
    • CardTxnCardInfo
    • CardTxnBillingAmountsInfo
  1. 21.CardIssuing(V2)

Card Issuing Get Started

使用Ouitrust平台发行卡，使用这个分步指南开始#

1
获取发卡配置
合作方根据自身发卡需求，向Ouitrust申请一个卡项目，在此期间，Ouitrust会根据合作方的业务场景，收集卡的属性配置，例如卡品牌、卡币种、卡用途等关键属性，向卡组申请注册一个专属的卡项目。之后，Ouitrust会配置一个或者多个发卡配置，合作方可以使用List Card Issuing Configuration端口获取到全部发卡配置
支持的卡品牌：VISA、MASTERCARD
支持的卡币种：EUR、USD
2
创建持卡人
如果已经在Ouitrust系统创建了钱包，并且钱包状态是激活的（参阅10.Wallet），现在就可以准备创建持卡人了。
创建一个新的持卡人，使用Create Cardholder端口
除了邮箱和电话号码信息能够修改之外，持卡人的其他信息的来源都是钱包的KYC信息
目前电话号码信息只支持手机号码，如果KYC信息对应的电话号码信息不是手机号码的话，则必须传入一个新的手机号码信息
持卡人的账单地址信息，如果是企业用户，则是用公司的注册地址信息；如果是个人用户，则是用个人的居住地址信息
3
创建卡
如果已经在Ouitrust系统创建持卡人，并且有可用的发卡配置，现在就可以准备创建卡了。
创建一张新的卡，使用Apply Card端口
卡的属性已经全部配置在了发卡配置里，不需要额外配置

发卡状态机#

状态码状态名称描述允许的操作终态
IN_CREATION初始化卡片数据已生成，等待制卡中制卡、取消否
CREATED已创建成功制卡等待绑定持卡人、等待激活、关闭否
UNBOUND未绑定持卡人卡片尚未分配给持卡人，适用于后绑卡模式绑定持卡人、过期、关闭否
INACTIVE未激活卡片尚未激活，无法正常使用激活、关闭否
ACTIVE激活/使用中卡片处于正常状态，可以进行正常的交易和支付锁定、冻结、过期、关闭否
LOCKED锁定持卡人/系统主动锁定触发的临时止付恢复、过期、关闭否
FROZEN冻结系统风控触发的临时止付恢复、过期、关闭否
EXPIRED已过期卡片超过了有效期限是
CLOSED关闭持卡人/系统上报卡片关闭是
CANCELLED取消卡片数据异常导致无法制卡触发的取消操作是
先绑持卡人
后绑持卡人

发卡事件通知#

Reference Id: Card ID
CardStatusChanged
CardCredentialChanged
Modified at 2026-06-09 05:56:37
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